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Website Terms of Use

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Your use of, or access to, the Baptist Financial Services Australia Limited (BFS) website ('this website') is conditional upon your acceptance of and compliance with the terms, conditions and disclaimers ('terms of use') contained within this document and elsewhere on this website. BFS shall have the right, at its sole discretion, to modify, add or remove any terms or conditions of these terms of use without notice or liability to you. Any changes to these terms of use shall take effect immediately.

Advice warning

This website contains general information about BFS products and services, however, unless expressly stated otherwise, this information does not constitute an offer or inducement to enter into a legally binding contract, and does not form part of the terms and conditions for BFS products and services. The information provided on this website is not intended as, nor is it a substitute for, personal financial services advice. As this website has been prepared without consideration of any specific client's investment objectives, financial situation or needs, professional advice should be sought before any investment decision is made. Readers acting on this information without first consulting professional advice do so entirely at their own risk.

Reliance on website content

While BFS has made every effort to ensure that the information presented in this website is free from errors or omissions and is based on information obtained from sources which are considered reliable, BFS, its directors, employees and consultants do not represent, warrant or guarantee, expressly or impliedly, that the information contained in this website is complete, accurate or is suitable for your intended use. Nor does BFS accept any responsibility to inform you of any matter that subsequently comes to its notice, which may affect any of the information contained in this website. No liability will be accepted by BFS to any person for loss or damages incurred as a result of any reliance or action taken regarding the information made available in this website.

Network integrity

BFS has taken reasonable steps to ensure the integrity of our computer networks, we are unable to guarantee files and attachments are free from contamination. Before opening any attachments or emails, or downloading files from this website, visitors to the BFS website should ensure they have precautions in place to protect against viral infection.

Linked third party websites

The BFS website may contain links to other websites, however, we do not endorse, review, approve or accept any responsibility in relation to the operators of linked third party sites or the information and material on such sites, nor the products or services offered. To the extent permitted by law, BFS and its respective directors, officers and agents disclaim all responsibility for any loss or damage which may be suffered by any person directly or indirectly through any person's dealings with them or by use of the website whether that loss or damage is caused by any fault or negligence on the part of BFS, its directors, officers, employees and agents.

Indemnity

Other than any responsibilities implied by law which cannot be excluded, you agree to indemnify and hold BFS, its affiliates, staff, employees, and agents harmless from any claim or demand, including reasonable legal fees, whatsoever arising out of or referable to material on this website or to any linked third party material, whether in contract, tort including negligence, statute or otherwise.

You expressly understand and agree that your use of this website is at your sole risk and that this website is provided on an "as is" and "as available" basis.

Jurisdiction

All information and services contained within this website are governed by and are to be construed according to the laws applicable in the State of New South Wales and the Commonwealth of Australia.

Questions?

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