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Visa Prepaid PayCard

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Welcome to the BFS Visa Prepaid PayCard

BFS, in conjunction with Indue Ltd, now offers Churches, Non-profit organisations and Public Benevolent Institutions a convenient reloadable BFS Visa Prepaid PayCard to provide exempt Fringe Benefits as part of a remuneration package for Religious Practitioners and other eligible employees. Religious Practitioners and eligible employees are able to use the BFS Prepaid PayCard to pay for purchases or to pay bills in store or online wherever Visa Prepaid cards are accepted.

The BFS Visa Prepaid PayCard is available to eligible employers who maintain an active BFS account. If you are not already a BFS client you will need to complete an account application, which can be downloaded from the BFS home page under 'Form Access'.

Becoming a BFS client will give you access to a range of financial services that may be useful to your ministry. Browse this web site or contact us to discuss how we may be able to assist.

Activate My New Card:

CLICK here to visit the Card Activation page

Apply for the Visa Prepaid PayCard


Indue Limited ABN 97 087 822 464 is the issuer of the BFS Visa Prepaid PayCard, AFS Licence No. 320 204. Baptist Financial Services Australia Limited ABN 56 002 861 789 (AFS Licence No. 311 062) is an agent of Indue. You should consider the Financial Services Guide and Product Disclosure Statement in deciding whether or not to acquire the BFS Visa Prepaid PayCard, available from

Features & Benefits

A perfect way for churches and eligible employers to provide exempt fringe benefits to pastors and eligible employees.

Employees Employers
  • Access to exempt fringe benefits
  • Easily re-loadable
  • Convenience
  • Affordability
  • Wide usage
  • Hassle free record keeping
  • Worldwide access
  • Security & Protections
  • The specific Class Ruling 2012/86 for the BFS Visa Prepaid PayCard has been obtained from the Australian Taxation Office.
  • Easy 24 hour internet access will help you check your balance and transaction history
  • As a convenient way to shop it just doesn’t get any easier. Spending is limited to the amount of money loaded on the card. Each time you use your card, the purchase amount is automatically deducted from your card balance. The card can be used at over 400,000 terminals and 60,000 retailers around Australia, wherever Visa Prepaid cards are accepted. Note that cash withdrawals are not permitted.
  • Purchasing made easy. For store purchases you simply swipe through the terminal in the usual way or for smaller purchases use Visa payWave at participating merchants.
  • Security of the card is in your hands as you can change your PIN, or block the usage of the card at any time. The card is not connected to any bank account or credit limit.
  • Easy top ups as the card is reloadable. The employer can easily transfer exempt fringe benefit funds to the card.
  • Maximum amount to be held on the card is $10,000.

Frequently Asked Questions (FAQ's)

Disclosure Documents (Terms and Conditions)


If you have any questions, please contact us  Contact Us