We're here to serve Christian ministry.

We understand the challenges of churches and work alongside you to overcome them. In addition to offering a flexible range of loan products we can assess your loan application using ministry focused lending criteria. 

Rates from

0 %
per annum

Loans are available to churches and Christian organisations to purchase, renovate and construct property including manses and places of worship and to develop ministries including schools, aged care and community services.

An Information Pack is available to assist you in your property purchase, construction project or other venture and associated borrowing. 

All interest calculations on variable interest loans are based on 365 days.

Loan Calculator


Instalment Loan

This provides repayment of the loan over the nominated term.

  • Monthly Principal & Interest Repayments
  • Loan Offset Savings Accounts available
  • Maximum loan term 20 years

Overdraft Loan

Assists with short term cash flow management.

  • Bridging, GST and cash flow finance
  • Limited term available

Interest Only Loan

Useful for bridging purposes where property is being purchased and sold or other short term purposes.

  • Monthly Interest Payments
  • Loan Offset Savings Accounts available
  • Limited term available up to a maximum of 3 years.

Construction Loan

These loans are spcifically designed for building and construction projects.

  • Drawdown funds over the period of the project
  • No interest payments during the construction period
  • Loan Offset Savings Accounts available


Unsecured Loans

These loans are available to Baptist churches and accredited/ordained Baptist pastors only.

  • Maximum Loan amount $35,000 for a brand new vehicle, otherwise $25,000
  • Maximum Repayment Term 5 years
  • Loan must be for a ministry/work related purpose only
  • Churches are eligible for 2 loans of up to $35,000 each to provide vehicles for pastor and associate, or a loan up to a maximum of $75,000 including provision of vehicles for pastor and associate and for needs such as renovation and repairs.

Contact us for a free information pack to assist you in your property purchase, construction project or other venture and associated borrowing.

We're here to

Get in touch with your local Relationship Manager by filling out the form below.

Wolfgang Ziegelmeir
Relationship Manager NSW/ACT
0407 915 090
Jeremy Peet
Relationship Manager VIC/TAS
0409 862 178
Shelley Bartels
Relationship Manager WA
0417 970 042
Glen Thornley
Relationship Manager SA/NT
0412 055 832

Contact us

1300 650 542

Registered address

Level 4, 5 Saunders Close, Macquarie Park NSW 2113


704-922 – EFT transactions

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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Website Terms of Use and Disclaimer and Disclosure Statements before acquiring the product. View our Privacy and Security policies.

Copyright © Baptist Financial Services Australia Limited - ABN 56 002 861 789 - AFSL 311 062

The accounts and investments in this advertisement are debentures products and not deposit products. Baptist Financial Services (BFS)  ABN 56 002 861 789 AFSL 311062 is a Registered Charity and issuer of the debentures products. BFS is not prudentially supervised by APRA. Therefore, an investor in our products will not receive the benefit of the financial claims scheme or the depositor protection provisions in the Banking Act 1959. Investments in our products are intended to be a means for investors to support the charitable purposes of BFS. We are required by law to notify investors that our products are intended only to attract investors whose primary purpose is to support our charitable purposes, are not comparable to investments with banks, finance companies or fund managers, and investors may be unable to get some or all of their money back when they expect or at all. Persons should consider whether or not the debentures are appropriate for them.

Indue Limited ABN 97 087 822 464 (registered office located in Brisbane) is the issuer of the BFS Visa Prepaid Card and the BFS Visa Prepaid PayCard. AFS Licence No. 320 204. Baptist Financial Services Australia Limited ABN 56 002 861 789 (AFS Licence No. 311 062) is an agent of Indue. Please refer to the Financial Services Guides. The Product Disclosure Statements available for the BFS Visa Prepaid Card and the BFS Visa Prepaid PayCard can be obtained on our website at You should consider the Product Disclosure Statements in deciding whether or not to acquire any of these cards.